A portfolio of selected initiatives across payments, banking, mobility, travel and digital commerce. The focus is on the business problem, the proposition built and the ecosystem required to take it to market—not simply the job title held at the time.
Each item links to a related case study or explainer where one exists. Attribution is deliberately specific: work undertaken during a role is separated from subsequent awards or outcomes.
Airtel Payments Bank
Developed the NCMC proposition across prepaid and account-based ticketing, participated in metro AFC tender work and created the DMRC smart-card recharge line of business with tender groundwork and bid submission.
Airtel Payments Bank / consulting engagements
Built corporate FASTag distribution and payment use cases spanning issuing, parking, fuel and enterprise mobility. Later advisory work extended into FASTag issuing/acquiring and related mobility integrations.
Airtel Payments Bank / EaseMyTrip
Developed gift-card propositions and distribution partnerships across digital ecosystems. The supplied profile records approximately ₹300 Cr annual GMV at Airtel Payments Bank and approximately ₹500 Cr GMV at EaseMyTrip; these are separate roles and periods.
EaseMyTrip
Structured a closed-loop, FLDG-backed BNPL proposition for travel agents, with onboarding and disbursal scale cited in the profile. The precise distinction between the BNPL and agent-finance models should be retained when publishing detailed financial claims.
Airtel Payments Bank / GoParkk / StackFusion / Barrel Scope
Worked across transit payments, FASTag, parking automation, fuel payments, EV charging, fleet partnerships, UPI loading and public-sector mobility opportunities.
Lenskart
Created and launched a home-based eyewear trial proposition, deploying 200 kits across seven cities and connecting digital discovery with in-person product experience.
EaseMyTrip
Built payment partnerships and PSP integrations across multiple markets, supporting payment acceptance, routing, success-rate improvement and travel-agent financial products.
Afzal Jafri has built and scaled national transit payment products (NCMC & DMRC smart card recharge), corporate B2B FASTag issuance/acquiring programs, multi-brand digital gift card marketplaces, closed-loop BNPL and travel-agent financing models, and omnichannel retail initiatives like Lenskart Home Try-On.
At Airtel Payments Bank, Afzal shaped the transit prepaid card strategy, participated in transit agency and metro AFC tender groundwork, and initiated the DMRC smart card recharge integration line of business.
See the roles, organisations and progression behind this portfolio.